Bankruptcy & Debt Relief
Your debt problem is about more than money.
It’s about keeping your home, supporting your family, and being able to sleep at night.
We help you understand your options, respond to collection pressure, and make informed decisions about your financial future.
At Triveni Law, we start with your situation, explain the possibilities clearly, and help you move forward with a practical plan.
- Credit Card Debt
- Medical Bills
- Mortgage Arrears
- Auto Loans
- Student Loans
- Business Debt
Not sure whether bankruptcy is the right move?
You don’t need to know the answer before talking with a lawyer. Our Bankruptcy Pathway Check asks plain-English questions about your income, debts, property, immediate concerns, and goals.
Your answers can help identify the options worth discussing and the issues an attorney should review.
It takes about 5–7 minutes.
Progress steps:
1. Situation
2. Income
3. Debts
4. Property
5. Important Checks
6. Contact
7. Result
EXPLORE BANKRUPTCY & DEBT RELIEF PATHWAYS
Different financial situations call for different solutions. Explore the main bankruptcy and debt-relief pathways to understand which options may be worth discussing.
- Chapter 7
- Chapter 13
- Creditor Pressure
- Home and Car
- Tax and Student Debt
- Alternatives to Bankruptcy
YOUR BANKRUPTCY ATTORNEY
Debt-Relief Guidance Grounded in Law and Real-World Decision-Making
Rahul Rehani helps individuals and families understand their financial options, respond to creditor pressure, and make informed decisions about bankruptcy and debt relief.
Every recommendation begins with your complete situation—your income, debts, property, family obligations, immediate concerns, and long-term goals.
Straightforward Guidance. Practical Solutions.
A Clearer Financial Path
Understand
Understand your financial picture, immediate concerns, and goals.
Evaluate
Review your income, debts, property, recent transactions, and available options.
Protect
Identify what may be protected and address urgent collection activity.
File or Negotiate
Move forward with the appropriate bankruptcy or non-bankruptcy strategy.
Rebuild
Create a practical plan for greater stability and your next financial chapter.
One Process. Clear Steps.
Talk
We listen to your situation, concerns, deadlines, and goals.
Analyze
We review your income, debts, property, and financial history.
Recommend
We explain the available options in clear, practical language.
Act
We file, negotiate, or take other appropriate steps to protect you.
What Clients Can Expect
FREQUENTLY ASKED QUESTIONS
Chapter 7 may eliminate many common debts without requiring a long-term payment plan. Eligibility depends on income, property, financial history, and other factors. Chapter 13 uses a court-approved payment plan, generally lasting three to five years. It may be considered when someone needs time to catch up on a home or car, has regular income, or does not qualify for Chapter 7.
Not necessarily. The answer depends on how much of the property you own, whether payments are current, which legal protections apply, and whether you can continue making required payments. An attorney should review your property before you decide to file.
In many cases, filing bankruptcy causes most collection activity to pause. This may include collection calls, lawsuits, wage garnishments, and certain foreclosure or repossession actions. Some exceptions apply, and urgent deadlines should be reviewed immediately.
Credit card balances, medical bills, personal loans, and certain judgments can often be eliminated. Child support, alimony, many recent taxes, most student loans, and some debts involving fraud or intentional harm usually require different treatment or may remain after bankruptcy.
Some older income-tax debt may qualify, but several rules and dates must be reviewed. The type of tax, when the return was due, when it was filed, and any collection activity can affect the answer.
Student loans are generally not eliminated through the standard bankruptcy process. A borrower usually must bring an additional court case and show that repayment would create serious, lasting hardship.